Cookie and Tracking Policy

What Cookies Actually Do

Cookies are text files with tiny bits of data. When you visit zelytovario.com, your browser might save some of these files. Next time you come back, your browser reads them and tells our site "hey, this person was here before."

They don't contain viruses. They can't run programs. Most are deleted automatically when you close your browser—those are called session cookies. Others stick around longer to remember settings you've chosen.

How We Use These Tools

• Keep you logged into your budgeting dashboard between pages
• Remember if you've seen our welcome message already
• Track which sections people find most helpful so we can improve them
• Understand what times of day our Australian users are most active
• Test different versions of features to see what works better

The Different Types We Use

Specific Cookies We Deploy

Managing Cookies Through Your Browser

You're in control. Every modern browser lets you block or delete cookies. Here's how to do it in the most common ones:

Keep in mind that blocking all cookies might break some functionality. Our budgeting calculator needs at least session cookies to save your work as you build your budget.

What Happens When You Reject Cookies

If you click the rejection button above, we'll stop using analytics and marketing cookies immediately. Essential ones stay because they're required for the site to work.

You might notice a few changes:

• We won't remember your dashboard preferences between visits
• You'll see the welcome tutorial every time you log in
• Some convenience features won't work as smoothly
• We won't be able to track which content helps people most

You can change your mind anytime. Just come back to this page and update your choice.

Other Tracking Technologies

Beyond cookies, we use a few other methods to understand how people use zelytovario.com:

Local Storage

This is similar to cookies but can hold more information. We use it to save your budget drafts so you don't lose work if your browser closes unexpectedly. It stays on your device until you manually clear it.

Server Logs

Our web servers automatically record basic information when you visit: your IP address, browser type, pages viewed, and timestamps. This helps us troubleshoot technical problems and prevent security issues. We keep these logs for 90 days.

Pixel Tags

Sometimes called web beacons, these are tiny invisible images that tell us if you've opened an email we sent. We use them sparingly—mainly to see if people actually read our monthly budgeting tips newsletter.